

Really? And did they self regulate their fees? Oh wait no, it took EU enforcement to cut down their fees and stop businesses passing them onto customers. The EU also enforced more security regulation, and more use of those by the banks themselves using these credit card processors who washed their hands of levels of security
It was illegal but not enforced at all or followed by the locals, so not followed by anybody else either. During the day was fine but in the evening and night it was like there was no law