I was able to opt out of overdrafting here in Germany, so instead of going negative it just declines.

I see it a lot on lemmy that as soon as someone is hated doing anything to them is fine.

Yeah algorithms keep throwing stuff at me I would probably like to watch, but I don’t click on it to not get even more brain damage.

You aren’t supposed to do serious work over these things. They should be a last resort imo.

Better than nothing, since dead people can’t seek help. It’s always best to fight the source of the problem, but until that’s achieved you should fight the symptoms. The only 2 downsides ich can think about is that a solution for symptoms can make people more reckless and some people might fear the cost. But neither should be a consideration compared to the life of someone.